The Protective® Vehicle Protection Plan

Buying an automobile is often the second largest expense for individuals and families. When you aren’t protected, costs can add up quickly.

Why Protective Vehicle Protection

The Vehicle Protection Plan from Protective Asset Protection guards you against the rising repair costs of mechanical and technological failures. Our exclusive plans are designed to meet the needs of vehicle owners and offer the protection they need now and in the future.

The car is already the third fastest growing technological device after phones and tablets.

- 2013 Intel Industry Report

Coverage Options

For more than 50 years, Protective Asset Protection has provided vehicle owners the peace of mind they want with the protection they need. Our warranty options ensure you have a choice in the coverage you prefer.

Complete

Our most extensive coverage on new and pre-owned vehicles. Coverage includes all components in Premium, Enhanced and Powertrain coverage options and more.

Premium

(Everything in Enhanced) plus brakes, suspension and steering, electronics, high-tech package

Enhanced

(Everything in Powertrain) plus electrical, fuel, heating and cooling, air conditioning, brakes

Powertrain

Engine, transmission, front and rear-wheel drive train, fluids, filters and lubricants, seals and gaskets, hybrid components

Wrap Coverage

Factory and/or dealer powertrain warranties are limited to major components. Wrap Coverage is an exclusionary level of coverage that is designed to “wrap” around your warranty protecting most of the components your warranty does not, subject to specified exclusions. A complete list of exclusions appears in the contract. Since the factory and/or dealer powertrain warranty covers the powertrain portion of your vehicle, during the term of Wrap Coverage the following component groups are not covered:

  • Engine
  • Transmission
  • Transfer Case
  • Drive Axle

Optional Coverage

We offer additional coverage for:

  • Commercial Vehicles
  • Conversion Units (includes base units for electronic audio, video and gaming equipment)
  • Lift Kit/Tire Modifications (chair lift motors and assemblies, electric/hydraulic ramp controls and assemblies, adjustable seating mechanisms, adjustable pedal and steering control mechanisms, hoist and swing-arm mechanisms)
  • Air Conditioning (for Powertrain Coverage only)

Additional All-Inclusive Benefits

The Protective Vehicle Protection Plan provides you peace of mind knowing you’re protected against costly repairs and includes additional valuable benefits when it matters most.

24hr Roadside Assistance

Vehicle owners receive up to $175 of coverage per incident for emergency roadside assistance available for the following:

  • Towing
  • Flat tire equipment
  • Fuel, water or other fluid delivery (excluding the cost of fluids)
  • Lock-out assistance
  • Jump start

Rental Vehicle Coverage

Vehicle owners receive reimbursement up to $50 per day for up to 4 days for a rental vehicle while your vehicle is undergoing a covered repair.

Trip Interruption

Vehicle owners are reimbursed for meals and lodging expenses for up to $175 per day for up to 3 days when the vehicle is undergoing a covered repair due to a mechanical breakdown more than 100 miles from your home address. (The repair facility must keep the vehicle overnight.)

Limitations/Exclusions

Coverage is subject to deductibles, limits and exclusions. The contract covers repairs only of covered part and only when they suffer a breakdown, as defined in the contract. Under some circumstances, a breakdown of a covered part may not be covered. For example, failure due to misuse or lack of proper maintenance or when a non-covered part causes a covered part to fail.

The exclusions contain a list of parts not covered, some of which may be associated with a covered part. For example, brake drums, pads and rotors, exhaust pipes, mufflers and catalytic converters, body and trim items. Please review service contract for all details.

Contact Your Dealer for More Information